Questions


  • Fraud
    • Who can I contact about fraud?
      If you believe that you have been the subject of fraud, please click here to contact us.
    • I'm receiving harassing phone calls, how do I know this is not a scam?
      At cashmoneyexperts.com, we do not charge for our services. We will never ask you for money upfront or collect on any debt. There are many that will use our name or claim you need to pay an upfront fee to receive a loan. This may be a scam and their number should be collected and reported to the appropriate consumer protection agencies. If you have received a loan in the past and are now receiving calls from debt collectors, then you should contact the individual lender who funded the loan and determine the amount you owe. There are a lot of companies pretending to be debt collectors, so if you are unsure of the status of your loan, it is best to contact the lender directly. Also remember that a legitimate debt collector will not ask you to put additional funds on a prepaid card or send money using some sort of Money Gram service such as Western Union.
    • Will I be asked to pay an upfront fee to receive my loan?
      At cashmoneyexperts, we do not charge for our services. We will never ask you for money upfront or to collect on a debt. There are many that will use our name or claim you need to pay an upfront fee to receive a loan. This may be a scam and their number should be collected and reported to the appropriate consumer protection agencies.
    • What do I do if I think my identity has been compromised or if unauthorized funds have been deducted from my bank account?
      If you think your bank account has been debited without your permission or a loan request was filed without your permission, you need to call your banking institution to have them assist you with researching the transaction. Local law enforcement should be contacted to investigate potential identity theft.
  • Commonly Asked Questions
    • What exactly is a personal loan?
      Personal loans offer funds between $200-$40,000, relatively quickly, to meet your immediate financial needs. Your state, credit history, credit score, personal financial situation, and the lender and/or lending partner underwriting criteria can impact the amount, fees, terms and rates offered. Be sure to ask your lender and/or lending partner about all fees, costs and terms associated with each personal loan.
    • How does the process work?

      cashmoneyexperts.com connects you with a network of personal loan lenders and/or lending partners. Once you submit your request, we will attempt to connect you with a lender and/or lending partner based on the information you have provided. If you've been connected with a lender, you'll be redirected the lender's website which will provide more information on the lender you were connected with, the terms of your loan, and the next steps to be followed.

    • Is cashmoneyexperts.com a Lender?

      No, cashmoneyexperts.com is a marketing lead generator that helps you get connected with a personal loan lender and/or lending partner. Our fast and easy process will help you save time and energy by getting connected directly to a lender and/or lending partner.

    • How can I better my chances at getting approved?

      Your state, credit history, credit score, personal financial situation, and the lender and/or lending partner’s underwriting criteria can impact the amount, fees, terms and rates offered, if any. If you don’t qualify on your first attempt at getting a personal loan, take steps to improve your credit, such as paying bills on time and monitoring your credit report to check for any errors or faults with your financial spending.

    • Does your company do credit checks?

      cashmoneyexperts.com is not a lender and does not perform any type of credit check. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Teletrack, DP Bureau or DataX) that tracks consumer transactions with lending institutions.

    • What happens if I pay my loan back late or am unable to pay back the loan at all?

      If you are having difficulty paying back your loan, its important to communicate with your lender and/or lending partner as soon as possible. Each lender and/or lending partner has different policies and procedures relating to late-payments and defaulted loans. Failure to make payments in accordance with your loan agreement could result in your lender and/or lending partner instituting collection or legal action, in addition to derogatory information being reported to the credit bureaus by your lender and/or lending partner. Its important you understand your lender and/or lending partner’s individual policies before accepting any personal loan.

  • Approval Process
    • How do I know if I was approved for my loan?

      If your loan request was accepted by a lender, in most cases you will be redirected to the lender and/or lending partner’s website to complete the process. You may also receive communication from you lender and/or lending partner directly through email or phone.

    • I've submitted several loan requests but still don't know if I'm approved.

      If you've been approved for a loan, you should be automatically redirected to your lender and/or lending partner’s website and/or receive a phone call or email confirmation regarding your request. If directed to the lender and/or lending partner's website, you'll be able to review the next steps. If you have submitted your request but have not been redirected to a Lender and/or Lending Partner’s website, or have not received any communication from your Lender and/or Lending Partner, it is possible you were not approved for a loan. If you receive an email, be sure to read the details clearly. If you have not been connected with a lender, you may be receiving a marketing email prompting you to submit a new loan request.

  • How do I stop receiving marketing emails?
    Click here to unsubscribe.
  • I still have questions. How can I contact a representative?
    Contact a representative HERE

Attention!

Paydayliberty.com is not a lender. Paydayliberty.com is an online portal that helps customers get connected with a Lender. Please contact your lender directly for any questions about your specific loan.

FRAUD ALERT

We do not charge for our services. We will never ask you for money upfront or collect on any debts. Find out more about protecting yourself and reporting fraud here:

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Not all lenders and/or lending partners offer loans above $1,000.00 and not all lenders and/or lending partners can provide you with the loan amount you requested. Loan amounts are determined by lenders and/or lending partners based on individual creditworthiness. Most consumers DO NOT qualify for loans above $1,000.00.

THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, is not a loan broker, and does not make lending decisions on behalf of lenders. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender who makes short-term cash loans to borrowers who meet its lending criteria. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse any particular lender or charge you for any service or product. Not all lenders can provide the maximum amount advertised. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to address immediate cash needs and are not a long term solution for financial problems. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.

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