Privacy Policy
Last Updated 4/13/2018
This Privacy Policy ("Policy") applies to the cashmoneyexperts.com web site. It tells users ("you" or "applicant") of the web site and the services provided therein about the information collected by cashmoneyexperts.com and how cashmoneyexperts.com uses and shares this information. The cashmoneyexperts.com web site is operated by Equi Digital Media, LLC. All references below to cashmoneyexperts.com or "we" include Equi Digital Media, LLC.
Types of Information We Collect
cashmoneyexperts.com collects both "personally identifiable information" and "non-personally identifiable information" from or about users of its web sites.
Personally Identifiable Informationcashmoneyexperts.com collects several types of information that may identify a particular individual ("personally identifiable information"). We collect personally identifiable information when you provide it to us through your use of the site, such as by completing one or more stages of an application form to apply for a loan from a lender participating in our lender network ("participating lenders") or by sending questions to us via the web site. The types of personally identifiable information we collect include: name, physical address, telephone number, social security number, email address, date of birth, driver's license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of pay checks, and information about your banking account.
Non-Personally Identifiable InformationNon-personally identifiable information is anonymous information that cannot be associated with a specific individual. The types of non-personally identifiable information that we collect (either directly, through the use of "cookies," or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information. A "cookie" is a piece of information a web site sends to your computer while you are viewing the web site to remember who you are without personally identifying you.
cashmoneyexperts.com may share this non-personally identifiable information only in summary form with its suppliers and other third parties for the purpose of web site statistical and trend analysis. This information is not linked to any personally identifiable information that can identify an individual person.
Information Collected by Third Parties
We may allow third parties, including advertising partners and personal loan lenders, to display advertisements on our site. These companies may use tracking technologies, including cookies, to collect information about users of our site who view or interact with these advertisements. cashmoneyexperts.com does not provide personally identifiable information to these third parties.
How We Use Personally-Identifiable Information
We use the personally-identifiable information you provide to us through this site in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders; communicate with you by email, postal mail, telephone, and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information.
We may review and use your financial information and your social security number to connect you with participating lenders in our loan network or other third party lenders with whom we have a business relationship. We may also review your financial information and social security number to verify your identify and protect against possible fraudulent transaction.
Sharing Your Personally-Identifiable Information
cashmoneyexperts.com may share your personally-identifiable information (including, without limitation, your financial account information and social security number) with lenders participating in our lender network and other third party lenders with whom we have a business relationship. These third party lenders may use your personally-identifiable information to offer you a personal loan or to communicate with you about other business or marketing offers. In addition, we may share your personally identifiable information (including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship.
Any third parties with whom we share personally-identifiable information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy or our Terms and Conditions.
cashmoneyexperts.com will disclose your personally-identifiable information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. We will disclose your personally-identifiable information when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies.
In addition, in the event that all or substantially all of cashmoneyexperts.com's stock and/or assets are transferred or sold to another entity, cashmoneyexperts.com may transfer personally-identifiable information to the acquiring entity.
Links to Third Party Web Sites
We may provide links or automatically redirect you to third party web sites that do not operate under this Policy. For example, if you click on an advertisement presented on our site, you may be taken to a web site that cashmoneyexperts.com does not operate or control. You should review the privacy statements and terms of use of all third party web sites you access. These third party web sites may independently solicit and collect information from you. On occasion, those third party web sites may provide us with information about your use of those sites.
Changes
cashmoneyexperts.com's policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of cashmoneyexperts.com. Changes to this Policy will be posted on the cashmoneyexperts.com web site and we will revised the "last updated" date at the top of this policy. You should review this Policy each time you access the web site. If we make any material changes in the way we collect, use, and/or share personal information that may impact you, we will notify you by sending an email to the email address you most recently provided to (unless we do not have an email address for you) and/or by prominently posting notice of the changes on this web site.
Children's Privacy
Our web site is not intended for use by children under the age of 13. We do not knowingly collect personally-identifiable information from children under the age of 13.
Security
cashmoneyexperts.com has put in place physical, procedural, and technological security measures to help prevent unauthorized access to and improper use of the information we collect online. For example, only authorized employees and authorized third parties are permitted to access personally-identifiable information, and they may do so only for permitted business functions. No web site or Internet network can be completely secure. Although we take steps to secure your information, we do not guarantee, and you should not expect, that your personal information, searches, or other communications will always remain secure.
Accessing Your Personally-Identifiable Information
If you would like to review and/or request changes to the personally identifiable information that we have collected about you through your use of the cashmoneyexperts.com web site, please contact us by writing or sending email to the addresses below.
Privacy Rights of California Residents: Companies that collect personally identifiable information from California residents and disclose such information to third parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having his or her information shared with third parties. We have elected the second option, and you may request that your personally identifiable information not be shared with third parties by sending your request, including your full name, email address and postal address, to: Equi Digital Media, LLC, 9375 E. SheaBlvd, suite #100, Scottsdale, AZ 85260. California residents are also entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.
Contact
If you have questions, comments, or concerns regarding our Privacy Statement, please write to us or click below to contact us.
cashmoneyexperts.com
Equi Digital Media, LLC
9375 E. Shea blvd, suite #100,
Scottsdale, AZ 85260
Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans Customer Notice: Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
This website's loan matching service matches consumers with prospective lenders participating in this website's direct network of loan lenders ("participating lenders") for short-term loans up to $1000 (Dependent on State Regulations). Not all lenders can provide up to $1000. The operator of this website is not a lender, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender in its network. Providing your information on this Website does not guarantee that you will be approved for a cash advance or loan.
The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. CashMoneyExperts.com is not affiliated with any government officiated organization. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Credit checks or consumer reports may be obtained by some lenders.
The loan fees and interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. CashMoneyExperts.com has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the application process if you find a particular lender’s loan terms unsuitable.
If you do not pay your loan according to its terms, your lender may charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency (which may negatively affect your credit score), and/or offer to renew, extend, or refinance your loan (which may cause you to incur additional fees, charges, and interest). Ask your lender for their current rates and charges and their policies for non-payment. CashMoneyExperts.com networks with dozens of lenders may offer you a loan with an approximately APR between 200% and 2281%. For details, questions, or concerns regarding your loan, please contact the lender directly.
This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Georgia and West Virginia. You are responsible for complying with all statutory obligations regarding obtaining cash advances in your state of residence. This service and offer are void where prohibited.