Credit Authorization Agreement

Last Updated: 04/25/2019

By accessing the web site and using the services ("Service") on this site, you agree to be bound by the Credit Authorization Agreement ("Agreement") below, which allows for one or more lenders and/or lending partners ("Marketplace Participants") to evaluate your credit worthiness for a loan or other offer. Please read the Agreement carefully. If you do not agree to the Agreement, do not access or use this web site. web site is operated by Equi Digital Media, LLC. All references below to include Equi Digital Media, LLC. attempts to connect individuals who complete and submit a loan request ("Loan Request Form") with one or more Marketplace Participants. To use the Service, you must complete and submit the information requested in the Loan Request Form, which information may include (by way of example and not limitation) your name, street address, telephone number, date of birth, banking account information, desired loan amount, social security number, employment information, and any other information requested at the time of collection. Alimony, child support, or separate maintenance income need not be disclosed unless relied upon for credit. You represent and warrant that the information you provide to us through your Loan Request Form is accurate and truthful. If you do not provide such information in such manner, we reserve the right to deny, suspend, or terminate Service. We reserve the right to refuse to provide the Service to you, in our sole discretion, with or without cause.

By submitting your loan request you are providing written consent under the Fair Credit Reporting Act to Equi Digital Media, LLC and its Marketplace participants and agree that (a) you are submitting an inquiry to us about loan products offered by Marketplace Participants, (b) we will share some or all of your loan request information with Marketplace Participants, consistent with the terms of our Privacy Policy, and (c) your consent allows Marketplace Participants to review, verify, and research your information in real-time or otherwise for pre-qualification purposes and to determine whether you may qualify to receive a loan from them, including by verifying your social security number, reviewing your information against nation databases of consumer financial transaction information, performing a credit check with TransUnion, Experian, and Equifax, and/or taking any other steps necessary to make a decision on whether to extend credit or advance cash.

Not all lenders and/or lending partners offer loans above $1,000.00 and not all lenders and/or lending partners can provide you with the loan amount you requested. Loan amounts are determined by lenders and/or lending partners based on individual creditworthiness. Most consumers DO NOT qualify for loans above $1,000.00.

THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, is not a loan broker, and does not make lending decisions on behalf of lenders. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender who makes short-term cash loans to borrowers who meet its lending criteria. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse any particular lender or charge you for any service or product. Not all lenders can provide the maximum amount advertised. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to address immediate cash needs and are not a long term solution for financial problems. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.

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